Payment Policy for ShopBinaa
(Effective Date: January 7, 2025)

At ShopBinaa, we aim to provide a secure, seamless, and transparent payment experience for all our customers. This Payment Policy outlines the accepted payment methods, terms, and procedures for purchases made through our website shopbinaa.com and in-store. By making a payment, you agree to the terms outlined in this policy.

1. Accepted Payment Methods

We accept the following payment methods:

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover.
  • Digital Payment Gateways: PayPal and other listed platforms.
  • ShopBinaa Gift Cards: Can be redeemed for online and in-store purchases.

All transactions are processed in USD.

2. Payment Security

ShopBinaa is committed to protecting your financial information. We employ industry-standard security measures, including:

  • Secure Socket Layer (SSL) encryption to safeguard data during transmission.
  • PCI DSS-compliant payment gateways to process transactions securely.
  • Regular monitoring to detect and prevent fraudulent activity.

Note: ShopBinaa does not store your payment card details on our servers.

3. Payment Processing

  • Payments are processed at the time of purchase.
  • You will receive a confirmation email once your payment is successfully completed.
  • Orders will not be shipped or fulfilled until payment has been processed and approved.

4. Payment Issues

If your payment fails:

  • Verify that your card details and billing address match your bank records.
  • Contact your bank or payment provider to resolve the issue.
  • Reach out to us at info@shopbinaa.com or call (978) 425-5370 for assistance.

5. Taxes and Additional Charges

  • All prices displayed on our website are exclusive of applicable taxes unless stated otherwise.
  • Sales tax will be calculated based on your shipping address and added during checkout.
  • Shipping fees, where applicable, will also be added at checkout.

6. Refunds for Payments

Refunds for returned or canceled orders will be processed according to our Return Policy.

  • Refunds will be credited to the original payment method.
  • Processing times may vary depending on your bank or payment provider (typically 5-7 business days).

7. Gift Card Usage

  • ShopBinaa gift cards can be redeemed for online or in-store purchases.
  • Gift cards cannot be exchanged for cash unless required by law.
  • The remaining balance on a gift card can be used for future purchases.

8. Fraudulent Transactions

ShopBinaa reserves the right to cancel any order suspected of fraudulent activity.

  • If fraudulent activity is detected, we may request additional verification before processing the order.
  • Customers involved in fraudulent transactions may be reported to the relevant authorities.

9. Changes to the Payment Policy

ShopBinaa reserves the right to update this Payment Policy at any time. Changes will be posted on this page with the updated effective date. Continued use of our services constitutes acceptance of the updated policy.

10. Contact Us

For any questions or concerns regarding this Payment Policy, please contact us:

  • Email: info@shopbinaa.com
  • Phone: (978) 425-5370
  • Address: 32 Harvard Rd, Shirley, Massachusetts